Formerly known as Kaiperm North Bay FCU. Now you know us as Befit Financial FCU! We have always been proud to serve the healthcare community since 1957. Be Happy, Be Healthy, Be Fit Financial!
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Loan Rates Savings Rates Certificate Rates Fees

Effective as of: 9/01/2017
Loan Rates
Loan TypeMaximum TermAPR*
New Auto (2016 to Current year)84 Months2.59% - 18.00%
Up to 125% financing
Used Auto (2008 to 2015)84 Months2.59% - 18.00%
Up to 125% financing
Late Model Used Vehicle (2007 and older)60 Months5.79% - 17.99%
Up to 100% financing
New Recreational Vehicle (2016 to Current year)180 Months7.49% - 17.99%
Up to 100% financing
Used Recreational Vehicle (2004 to 2015)180 Months7.99% - 17.99%
Up to 100% financing
Signature Loan60 Months10.49% - 17.99%
Short Term Loan3 Months27.50% (Rate Includes Direct Deposit Discount)
VISA11.00% - 18.00%
VISA Secured16.00%
TPMG120 Months1.89% - 3.19%
Shared Secured Fixed60 MonthsDiv. Rate plus 3.00%
Home Equity Line of Credit (Variable)Rates Subject to Prime Rate and Qualifying Credit Score
*APR = Annual Percentage Rate
Your individual rate will depend on your creditworthiness. Rates are subject to change without notice. All terms and conditions subject to loan approval. Call Credit Union for more details. All vehicle loans include tax, license, registration, warranty, and GAP. All loans are calculated on simple interest with no prepayment penalty.
Rates Effective 9/01/2017
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